When individuals or businesses apply for credit—whether it’s a personal loan, a mortgage, or business financing—lenders don’t make decisions based on guesswork. Instead, they use a structured framework known as the 5 Cs of Credit.
Posts tagged as “Repayment”
Technical debt—often called tech debt—is a concept in software development that refers to the future cost incurred by choosing a quick, easy, or suboptimal solution today instead of a cleaner, more sustainable approach.
A family budget works much like the financial planning within a business. You must understand your cash flow (income), categorize your expenditures, allocate resources to priorities (like savings and debt), and then regularly review your performance.
There are numerous sources of business finance, which can broadly be categorized into two main types: debt financing and equity financing.
Relocation assistance refers to the support provided by an employer to an employee who is required to move to a new location for work. This support aims to ease the financial and logistical burdens associated with such a move, making the transition smoother for the employee and their family.
Venture capital has long been associated with fueling innovation and high-growth startups. However, alongside equity financing, another instrument has gained importance in the startup ecosystem: venture debt.
Loan origination is the comprehensive process by which a borrower applies for a new loan and a lender evaluates, approves, and disburses the funds. It is the critical first stage of the lending lifecycle, preceding loan servicing, which handles the management of the loan after it has been funded.
Lending and credit are fundamental concepts in finance, describing the process of one party providing money or assets to another, with the expectation of repayment.
In third generation models, crises are driven not only by fiscal or monetary policies but also by structural financial weaknesses that magnify the impact of devaluation.
Currency crises are some of the most disruptive events in global finance, capable of shaking not only domestic economies but also the broader international monetary system.