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Posts tagged as “Refinance”

125% Loan

A 125% loan typically refers to a loan, often a second mortgage or home equity loan, with a Loan-to-Value (LTV) ratio of 125%.

Irresponsible Lending

Irresponsible lending, also known as predatory lending, is the practice of extending credit to borrowers without properly assessing their ability to repay.

Refinancing

The primary goal of refinancing is usually to reduce your monthly payments, lower your interest rate, shorten or lengthen your loan term, or access cash from an asset.

Car Loan Tricks

Getting a car loan can be a significant financial decision, and there are many strategies you can employ to get the best possible terms.