Fast invoice factoring is a financial service where a business sells its outstanding invoices (accounts receivable) to a third-party company, known as a factor, in exchange for an immediate cash advance. The term "fast" highlights the key benefit of this process: providing rapid access to working capital, often within 24 to 48 hours, without having to wait for customers to pay their invoices, which can take 30, 60, or even 90 days.
Posts tagged as “Collateral”
An Extranet represents a critical bridge in the digital landscape, extending the capabilities of a company's internal network (Intranet) to trusted external parties, such as customers, suppliers, distributors, and key partners.
When individuals or businesses apply for credit—whether it’s a personal loan, a mortgage, or business financing—lenders don’t make decisions based on guesswork. Instead, they use a structured framework known as the 5 Cs of Credit.
A Leveraged Buyout (LBO) is a financial transaction where a company is acquired using a significant amount of borrowed money (debt) to meet the cost of acquisition.
Reading an annual report is a critical skill for investors, analysts, and anyone looking to understand a company's financial health, operations, and future prospects. It moves beyond a glossy marketing brochure to provide the essential, verified details about a company's performance.
Typical cases of rejection when running a business can be grouped into several areas, ranging from product-market fit to operational issues and external stakeholder relations (like investors or lenders).
A 125% loan typically refers to a loan, often a second mortgage or home equity loan, with a Loan-to-Value (LTV) ratio of 125%.
There are numerous sources of business finance, which can broadly be categorized into two main types: debt financing and equity financing.
Venture capital has long been associated with fueling innovation and high-growth startups. However, alongside equity financing, another instrument has gained importance in the startup ecosystem: venture debt.
Loan origination is the comprehensive process by which a borrower applies for a new loan and a lender evaluates, approves, and disburses the funds. It is the critical first stage of the lending lifecycle, preceding loan servicing, which handles the management of the loan after it has been funded.
Lending and credit are fundamental concepts in finance, describing the process of one party providing money or assets to another, with the expectation of repayment.
The relationship between markets and property rights is a fundamental concept in economics. Simply put, markets cannot function effectively without a robust system of property rights.
Money markets are a component of the financial system that provides short-term funding for a period of a year or less.