A long-term bank loan is provision of finance by the lender to the business for a long period of time. The lender is a commercial bank.
Posts published in “BUSINESS MANAGEMENT”
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The business has two options when it comes to using capital for growth. As long-term finance, it can choose Debt Finance or Equity Finance.
Hire purchase occurs when an asset is sold to the buyer who agrees to pay fixed payments over an agreed period of time. How does hire purchase work?
Sale-and-leaseback is a transaction when the business sells a particular Fixed Asset and immediately lease that asset back.
Leasing is obtaining the right to use assets in exchange of paying a leasing charge, or rent, over a fixed period of time.
The government can slow down economic growth by decreasing its own government spending, through higher TAXes and increasing interest rates.
Government intervention may either support business activity to speed up economic growth or restrain it to slow down the economy.
It is not very difficult to calculate exchange rates. Exporters and importers are interested in calculating exchange rates.
The government of any country will most likely formulate two different types of policies - domestic policy and foreign policy.
One of the anticompetitive practices that businesses use is the creation of monopolies. A monopoly is when one company dominates the market.
Anticompetitive practices are illegal attempts by businesses to interfere with market forces – abuse of free market powers.
Deregulation means lifting various restrictions that prevent competition between businesses. There are many ways to conduct deregulation.
Spending on training and education is always regarded as important investment in the business organization’s most valuable asset - people.
To privatize public companies or not? Let’s explore in details arguments for privatization and arguments against privatization.
Privatization is transferring ownership of the business from public sector to private sector. Selling off public corporations to private investors.
Microfinance is providing financial services such as bank loans and overdrafts to low-income customers where business finance is difficult to obtain.