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Posts published in July 2025

10X Change

In business management, "10X Change" refers to a philosophy and strategy focused on achieving exponential growth and transformative improvements, aiming for a tenfold increase (10x) rather than incremental gains (e.g., 10%).

Strategic Inflection Point

A strategic inflection point is a pivotal moment in a business's life when its fundamental competitive environment changes dramatically, forcing the company to adapt its strategy or face decline.

The MABA Matrix

MABA stands for Market Attractiveness-Business Assessment. The matrix typically uses a 3x3 grid (creating nine cells) to plot business units based on two key dimensions.

Core Business

Core business refers to the primary activities that define a company's main emphasis, generate its most significant revenue, and give it a competitive advantage.

Activity-Based Costing

Activity-Based Costing (ABC) is a costing method that identifies the activities performed within an organization and assigns the costs of those activities to products, services, or customers based on their actual consumption of those activities.

Off-Balance-Sheet Risk

Off-balance-sheet (OBS) risk refers to the potential for financial losses or liabilities arising from activities or transactions that do not appear directly on a company's balance sheet.

Borrowing On Credit Cards

Borrowing on credit cards is a common way to access funds, but it's crucial to understand how it works and its implications to avoid financial pitfalls.